Clock - icon
Flexible terms

Longer loan repayment periods.

Two arrows joining - icon
Adjustable repayments

Repayment plans that accept early repayments.

Percentage - icon
Best rates

Competitive interest rates.

Happy family outdoors

Apply for your Home Loan today

Owning a home has never been easier

We can help you:

  • Build a house
  • Buy a house
  • Extend your existing house
  • Transfer an existing home loan from another lender to Barclays
  • Convert some of the value of your property to cash
  • Use your house as security and raise capital for other projects
  • Get a bridging loan, for a maximum of 12 months, while your present home is being sold
Here’s how it works
  • We will approve your loan in two working days and give you a letter of intent
  • You don’t have to bank with Barclays to qualify for a home loan (post-approval you’ll have to move your income to Barclays if you’re a non-customer) Scheme customers can qualify for a home loan without opening an account with us.
  • We offer up to 100% finance for purchase and building loans and up to 85% for Equity and Refinance loans.
  • You can combine your and your spouse’s income to qualify for a higher amount
  • Depending on your income and the value of the house you are buying, we can lend you up to P10,000,000
  • The maximum repayment period is 25 years or up to the age of 65, whichever is shorter (dependent on retirement age of your employer)
  • Your property is the security for the loan
Here’s what we will need from you

An arrangement fee of the loan amount and VAT.

  • You will be asked to produce:
    • Payslips
    • A letter from your employer confirming your employment and income
    • A copy of the title deed for the property
    • A sale agreement letter
    • A valuation report
If you’re building a house we’ll also need to see:
  • Approved council plans
  • Valuation report of plans
  • Title deed
  • Bill of quantities
  • Quotations from three contractors

If you are remortgaging we need to have:

  • Settlement letters of all facilities that you’ll be clearing
  • Title deed
  • Valuation of the house (we recommend using a valuer from our panel)
FAQ - icon

Need more help?

Call our Mortgage advisors on 

Tel: +267 367 2882
Tel: +267 367 2879

or contact your nearest branch to apply for a Mortgage Loan.

Talk to us