Now it is possible to own the perfect home for your needs. Apply now and make memories forever after.

Our Mortgage Bond campaign ends on 31 December 2017.

Download campaign PDF

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Flexible terms

Longer loan repayment periods.

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Adjustable repayments

Repayment plans that accept early repayments.

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Best rates

Competitive interest rates.

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Apply for your Home Loan today

Owning a home has never been easier

We can help you:

  • Build a house
  • Buy a house
  • Extend your existing house
  • Transfer an existing home loan from another lender to Barclays
  • Convert some of the value of your property to cash
  • Use your house as security and raise capital for other projects
  • Get a bridging loan, for a maximum of 12 months, while your present home is being sold
Here’s how it works
  • We will approve your loan in two working days and give you a letter of intent
  • You don’t have to bank with Barclays to qualify for a home loan (post-approval you’ll have to move your income to Barclays if you’re a non-customer)
  • If you’re building a house, we lend up to 80% of the value
  • You can combine your and your spouse’s income to qualify for a higher amount
  • Depending on your income and the value of the house you are buying, we can lend you up to P10,000,000
  • The maximum repayment period is 25 years or up to the age of 65, whichever is shorter (dependent on retirement age of your employer)
  • Your property is the security for the loan
Here’s what we will need from you

An arrangement fee of the loan amount and VAT.

  • You will be asked to produce:
    • Payslips
    • A letter from your employer confirming your employment and income
    • A copy of the title deed for the property
    • A sale agreement letter
    • A valuation report
If you’re building a house we’ll also need to see:
  • Approved council plans
  • Valuation report of plans
  • Title deed
  • Bill of quantities
  • Quotations from three contractors

If you are remortgaging we need to have:

  • Settlement letters of all facilities that you’ll be clearing
  • Title deed
  • Valuation of the house (we recommend using a valuer from our panel)
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Need more help?

Call our Mortgage advisors on 

Tel: +267 367 2882
Tel: +267 367 2879

or contact your nearest branch to apply for a Mortgage Loan.

Talk to us