A helping hand to get graduates off to a good start.

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Apply for your Graduate Loan today

What you get
  • Borrow up to P75,000 with no security required
  • Competitive interest rates and loan fees
  • Flexible repayment periods ranging from 12  to 48 months, provided the loan end date is before expiry of contract. 
  • Retrenchment insurance cover is offered to secure your loan against retrenchment. In the event of a retrenchment the total outstanding balance of your loan will be settled by the insurer. 
  • Credit Life Insurance is offered to cover the loan in the case of a customer’s death or permanent disability.
  • Quick approval process
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What you need to know
  • Available to credit worthy salaried customers who are employed on permanent or contract basis.
  • Both Barclays Bank salary account holders and Non-Barclays Bank salary account holders can apply. 
  • No collateral or security needed to apply for the loan
  • To pay your loan, a monthly stop order is required to deduct the loan instalment from your salary account
  • Borrow money at competitive rates with no security required, if you’ve graduated from a recognised tertiary institution within the past 3 years.
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 What to bring when you apply
  • Your employment confirmation letter and latest payslip
  • Internship clearance letter where applicable
  • Your valid Omang or Passport for non-citizens
  • Your residence permit for non-citizens
  • Address confirmation document
  • A marriage certificate is required if you are married in community of property.  Form A is required if married out of community of property
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Tel: +267 315 9575
Fax: +267 395 9780
BTC Toll free: 080 060 0444
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