This is done through your employer, the monthly instalments get deducted directly from your salary by your employer.

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Apply for your Scheme Loan today

What you get
  • Borrow up to P500,000 with no security required
  • Competitive interest rates and loan fees.
  • Flexible repayment periods ranging from 12  to 72 months, provided the loan end date is before retirement or expiry of contract 
  • Retrenchment insurance cover is offered to secure your loan against retrenchment. In the event of a retrenchment the total outstanding balance of your loan will be settled by the insurer. 
  • Credit Life Insurance is offered to cover the loan in the case of a customer’s death or permanent disability.
  • Quick approval process
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What you need to know
  • Your employer must have a Scheme Agreement with Barclays
  • Both Barclays Bank salary account holders and Non-Barclays Bank salary account holders can apply. 
  • No collateral or security needed to apply for the loan.
  • Monthly repayments are deducted  directly from the employer
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 What to bring when you apply
  • Your latest payslip
  • Employment confirmation 
  • Your valid Omang or Passport for non-citizens
  • Your residence and work permit for non-citizens
  • Address confirmation document
  • 3 months Bank statement for non- Barclays Bank salary account holders.
  • You'll also need your marriage certificate, if you're married in community of property. Bring form A if married out of community of property.
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Need more help?


Tel: +267 367 6010
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Tel: +267 367 2887


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